What Teens Need to Know About Credit Cards

There was a time when I wanted more free stuff. In college when they ran a coupon in the school newspaper for a free bottle of soda, my roommate and I picked up ten copies. When they offered a free t-shirt in exchange for filling out a credit card application, I got the shirt.

Now I’m more likely to pass on the free stuff; I don’t need it. But the idea that I signed up for a credit card I didn’t want just to get a shirt I never wore makes me want to share advice with teenagers about finances and especially credit cards.

At Alpha Mom: What teens should know about credit cards before they go off to college. (1. It’s not extra money.)

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