<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	>
<channel>
	<title>Comments on: July is No Spend Month &#8212; What&#8217;s it About?</title>
	<atom:link href="http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/feed/" rel="self" type="application/rss+xml" />
	<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/</link>
	<description>Encouragement for a Simple Home</description>
	<pubDate>Tue, 06 Jan 2009 03:44:49 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.1</generator>
		<item>
		<title>By: T in TN</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-3873</link>
		<dc:creator>T in TN</dc:creator>
		<pubDate>Thu, 01 Jan 2009 00:01:06 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-3873</guid>
		<description>At the end of October, I ended up with $1.03 left over.  I budgeted very tightly as normal and included gas as a work expense (since I live 45 minutes away from the office).  I simply made meals of whatever I had in the house, walked to the store to get milk once a week and made a sandwich for lunch at work each day.  It worked out SO WELL for me that I'm doing it again - this time, I've got four coworkers on board to start the New Year!!</description>
		<content:encoded><![CDATA[<p>At the end of October, I ended up with $1.03 left over.  I budgeted very tightly as normal and included gas as a work expense (since I live 45 minutes away from the office).  I simply made meals of whatever I had in the house, walked to the store to get milk once a week and made a sandwich for lunch at work each day.  It worked out SO WELL for me that I&#8217;m doing it again - this time, I&#8217;ve got four coworkers on board to start the New Year!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: No Spend Month Philosophies &#171; Mama Knows Best</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-2673</link>
		<dc:creator>No Spend Month Philosophies &#171; Mama Knows Best</dc:creator>
		<pubDate>Tue, 18 Nov 2008 19:42:31 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-2673</guid>
		<description>[...] yesterday, and she has some amazing tips, tricks, and ideas. Today I want to talk about the &#8220;No Spend Month&#8221; and the different ways this can be [...]</description>
		<content:encoded><![CDATA[<p>[...] yesterday, and she has some amazing tips, tricks, and ideas. Today I want to talk about the &#8220;No Spend Month&#8221; and the different ways this can be [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anissa</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-2554</link>
		<dc:creator>Anissa</dc:creator>
		<pubDate>Thu, 13 Nov 2008 18:27:29 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-2554</guid>
		<description>Last year, my family paid off $20,000 in credit card debt by not buying anything unnecessary all year with the exception of: a $15 Netflix subscription, three meals out, and very small birthday and Christmas gifts (and only to immediate family members).  Our 'outings' consisted of visiting the library and the frog pond near our house.  Now, we're very proud of ourselves for our efforts and awfully glad to have tackled the situation before the economy turned downward.</description>
		<content:encoded><![CDATA[<p>Last year, my family paid off $20,000 in credit card debt by not buying anything unnecessary all year with the exception of: a $15 Netflix subscription, three meals out, and very small birthday and Christmas gifts (and only to immediate family members).  Our &#8216;outings&#8217; consisted of visiting the library and the frog pond near our house.  Now, we&#8217;re very proud of ourselves for our efforts and awfully glad to have tackled the situation before the economy turned downward.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The One-Month Spending Crash Diet - SavingAdvice.com Blog</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-2322</link>
		<dc:creator>The One-Month Spending Crash Diet - SavingAdvice.com Blog</dc:creator>
		<pubDate>Mon, 03 Nov 2008 10:20:03 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-2322</guid>
		<description>[...] a month, it&#8217;s a steep decrease from what we are used to. Why are we doing this? Well, we read a story about a family of three that tried it, and it inspired us to give it a [...]</description>
		<content:encoded><![CDATA[<p>[...] a month, it&#8217;s a steep decrease from what we are used to. Why are we doing this? Well, we read a story about a family of three that tried it, and it inspired us to give it a [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Introducing: No Spend Months &#171; Simple ~ Natural ~ Nourishing</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-2301</link>
		<dc:creator>Introducing: No Spend Months &#171; Simple ~ Natural ~ Nourishing</dc:creator>
		<pubDate>Fri, 31 Oct 2008 18:01:37 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-2301</guid>
		<description>[...] got busy with a new baby, but is now slowing down. I have recently been inspired by a couple of other bloggers who have done something similar. Now that I have the time to devote to preparing more [...]</description>
		<content:encoded><![CDATA[<p>[...] got busy with a new baby, but is now slowing down. I have recently been inspired by a couple of other bloggers who have done something similar. Now that I have the time to devote to preparing more [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Extreme Saving &#124; Family Finances &#124; Raising American Girls</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-1713</link>
		<dc:creator>Extreme Saving &#124; Family Finances &#124; Raising American Girls</dc:creator>
		<pubDate>Tue, 14 Oct 2008 12:27:41 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-1713</guid>
		<description>[...] interesting concept.  I am off to read about it on Small Notebook and would love to hear from anyone who has tried [...]</description>
		<content:encoded><![CDATA[<p>[...] interesting concept.  I am off to read about it on Small Notebook and would love to hear from anyone who has tried [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: smallnotebook</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-1645</link>
		<dc:creator>smallnotebook</dc:creator>
		<pubDate>Fri, 10 Oct 2008 19:24:37 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-1645</guid>
		<description>Hello L, My suggestion would be to add some money to your budget to continue through the month.  You don't need to follow the same rules that I did -- you can tailor it to best fit your needs and your family.  If you added another $100 to your budget, it could help you from being discouraged and quitting, and in the end it's only $400!

I'll throw out a couple of questions that you can think about to help you plan your spending for the next couple of weeks.  Did you buy the groceries that you normally would, but hoped they would cost less?  Were you driving to all of the places you would normally go, without realizing how those little trips add up?  What are some changes you can make?

One of the main goals of No Spend Month is becoming more mindful about spending, and you've accomplished that!  So sit down and plan what you are going to do for the remaining weeks.  Carpooling or combining trips will help conserve gas.  Perhaps you have a friend who could brainstorm ideas with you.  I think it's great that you are working at it and giving it a shot.</description>
		<content:encoded><![CDATA[<p>Hello L, My suggestion would be to add some money to your budget to continue through the month.  You don&#8217;t need to follow the same rules that I did &#8212; you can tailor it to best fit your needs and your family.  If you added another $100 to your budget, it could help you from being discouraged and quitting, and in the end it&#8217;s only $400!</p>
<p>I&#8217;ll throw out a couple of questions that you can think about to help you plan your spending for the next couple of weeks.  Did you buy the groceries that you normally would, but hoped they would cost less?  Were you driving to all of the places you would normally go, without realizing how those little trips add up?  What are some changes you can make?</p>
<p>One of the main goals of No Spend Month is becoming more mindful about spending, and you&#8217;ve accomplished that!  So sit down and plan what you are going to do for the remaining weeks.  Carpooling or combining trips will help conserve gas.  Perhaps you have a friend who could brainstorm ideas with you.  I think it&#8217;s great that you are working at it and giving it a shot.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: L from TN</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-1644</link>
		<dc:creator>L from TN</dc:creator>
		<pubDate>Fri, 10 Oct 2008 18:35:36 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-1644</guid>
		<description>I began my no spend month october 1 and was really excited about the possibilites this presented but now I'm really struggling...or at least i think i am.  It is just me and my 9 yr old daughter and I began with $300.00 a month just because gas is so high.  After grocery's and gas and lunch money for her for 2 days I'm down to $55 and it is only Oct 10.  Gas has taken a big chunk of my money and not to mention groceries however i shouldn't need to buy anything grocery wise unless its bread (and i even used coupons haha).  I really could use some encouragement here. Any words of wisdom?  I don't want to quit because I know in the long run i will see results but still a little discouraged.</description>
		<content:encoded><![CDATA[<p>I began my no spend month october 1 and was really excited about the possibilites this presented but now I&#8217;m really struggling&#8230;or at least i think i am.  It is just me and my 9 yr old daughter and I began with $300.00 a month just because gas is so high.  After grocery&#8217;s and gas and lunch money for her for 2 days I&#8217;m down to $55 and it is only Oct 10.  Gas has taken a big chunk of my money and not to mention groceries however i shouldn&#8217;t need to buy anything grocery wise unless its bread (and i even used coupons haha).  I really could use some encouragement here. Any words of wisdom?  I don&#8217;t want to quit because I know in the long run i will see results but still a little discouraged.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Double L</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-1461</link>
		<dc:creator>Double L</dc:creator>
		<pubDate>Thu, 02 Oct 2008 21:37:13 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-1461</guid>
		<description>i've started my no spend month yesterday! $150 for one single girl and her three rescue animals. thank you so much for the inspiration. way to bring a reality check to my spending! please check out my blog http://junoandpinkcarnations.blogspot.com for updates. :) thanks!!</description>
		<content:encoded><![CDATA[<p>i&#8217;ve started my no spend month yesterday! $150 for one single girl and her three rescue animals. thank you so much for the inspiration. way to bring a reality check to my spending! please check out my blog <a href="http://junoandpinkcarnations.blogspot.com" rel="nofollow">http://junoandpinkcarnations.blogspot.com</a> for updates. <img src='http://smallnotebook.org/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> thanks!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: T in TN</title>
		<link>http://smallnotebook.org/2008/07/01/july-is-no-spend-month-whats-it-about/#comment-1440</link>
		<dc:creator>T in TN</dc:creator>
		<pubDate>Thu, 02 Oct 2008 13:08:19 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.wordpress.com/?p=250#comment-1440</guid>
		<description>I checked it out and I'm officially on board!!  October is my No-Spend Month and I'm encouraging others.  I think it's a GREAT idea!  I've got $50.00 for the month for myself, household of one.  I'm expecting to get creative with a box of muffin mix in the middle of the month...</description>
		<content:encoded><![CDATA[<p>I checked it out and I&#8217;m officially on board!!  October is my No-Spend Month and I&#8217;m encouraging others.  I think it&#8217;s a GREAT idea!  I&#8217;ve got $50.00 for the month for myself, household of one.  I&#8217;m expecting to get creative with a box of muffin mix in the middle of the month&#8230;</p>
]]></content:encoded>
	</item>
</channel>
</rss>
