Comments on: No Spend Month Wrap-up http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/ Simplify your home. Wed, 08 Feb 2012 06:32:56 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Limited-spending month for August | Sense to Save http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-8199 Limited-spending month for August | Sense to Save Mon, 03 Aug 2009 03:32:26 +0000 http://smallnotebook.wordpress.com/?p=592#comment-8199 [...] the post establishing her family’s annual no-spend month at Small Notebook. She concludes it here and dubs it a [...] [...] the post establishing her family’s annual no-spend month at Small Notebook. She concludes it here and dubs it a [...]

]]> By: Leah http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-1516 Leah Sun, 05 Oct 2008 18:10:27 +0000 http://smallnotebook.wordpress.com/?p=592#comment-1516 Planning is a biggie for me when it comes to saving - I find it's a relief on the front end too, since I have a better idea where my money is going to go.... Planning is a biggie for me when it comes to saving – I find it’s a relief on the front end too, since I have a better idea where my money is going to go….

]]> By: Dixie http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-1403 Dixie Tue, 30 Sep 2008 15:53:44 +0000 http://smallnotebook.wordpress.com/?p=592#comment-1403 I can relate to Don's blog. I am 66 on social security and work part time. I had poor saving habits and always spent most of what I earned so, when I reached retirement age, I found I didn't have enough to supplement my soc. security. However, I have been agressive in saving since I have continued to work part time and I am hoping to be in better shape financially in about 3 years. I have spent the first year of social security checks on home improvements and replacing old worn out appliances. I am now going to live very frugally and bank the social security checks for retirement. I think I can live on my wages if I eleminate all unneeded spending. I also have another partime job on the weekends and I will cut it back to every other weekend due to health problems. I would like to be relaxing under a palm tree some place but because of my previous spending habits, this is not possible. I have learned the value of saving, even tho it has come late in life. I am optimistic, but somewhat concerned about my future, however, I have been headed in the right direction for awhile now and that is all I can do. I can relate to Don’s blog. I am 66 on social security and work part time. I had poor saving habits and always spent most of what I earned so, when I reached retirement age, I found I didn’t have enough to supplement my soc. security. However, I have been agressive in saving since I have continued to work part time and I am hoping to be in better shape financially in about 3 years. I have spent the first year of social security checks on home improvements and replacing old worn out appliances. I am now going to live very frugally and bank the social security checks for retirement. I think I can live on my wages if I eleminate all unneeded spending. I also have another partime job on the weekends and I will cut it back to every other weekend due to health problems. I would like to be relaxing under a palm tree some place but because of my previous spending habits, this is not possible. I have learned the value of saving, even tho it has come late in life. I am optimistic, but somewhat concerned about my future, however, I have been headed in the right direction for awhile now and that is all I can do.

]]> By: Don http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-1402 Don Tue, 30 Sep 2008 15:34:30 +0000 http://smallnotebook.wordpress.com/?p=592#comment-1402 Welcome to the world of people living on small fixed incomes such as social security. After paying the bills that must be paid, electricity, gas, water, property taxes, etc. and buying some food we would love to have $100 left for anything we want. Thanks for a great article though. Welcome to the world of people living on small fixed incomes such as social security.

After paying the bills that must be paid, electricity, gas, water, property taxes, etc. and buying some food we would love to have $100 left for anything we want.

Thanks for a great article though.

]]> By: D Russell http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-1372 D Russell Mon, 29 Sep 2008 14:05:12 +0000 http://smallnotebook.wordpress.com/?p=592#comment-1372 Your article is great! There are some great suggestions and methods that anyone can use to save money each month. In the past six months, our family of three has been living on this same type of budget; however, ours was not planned or optional. Our "trial by fire" was necessitated by my spouse's job loss as well as a 40% decline in sales from my online business. In the past year, our total monthly budget has gone from >$7,000 a month to <$1,000 a month, now. We are living on savings right now and are eliminating every excessive and unnecessary purchase -- fast food, manicures, Starbucks, etc. Hopefully, the economy will improve and such measures will again be voluntary; but, at the moment, it's life. Thanks for your article and the many ideas it offers! Your article is great! There are some great suggestions and methods that anyone can use to save money each month.

In the past six months, our family of three has been living on this same type of budget; however, ours was not planned or optional. Our “trial by fire” was necessitated by my spouse’s job loss as well as a 40% decline in sales from my online business. In the past year, our total monthly budget has gone from >$7,000 a month to <$1,000 a month, now. We are living on savings right now and are eliminating every excessive and unnecessary purchase — fast food, manicures, Starbucks, etc. Hopefully, the economy will improve and such measures will again be voluntary; but, at the moment, it’s life.

Thanks for your article and the many ideas it offers!

]]> By: Katharine http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-1367 Katharine Mon, 29 Sep 2008 07:37:14 +0000 http://smallnotebook.wordpress.com/?p=592#comment-1367 I enjoyed reading your "No Spend Month" Blogs. I had my budget reduced recently and have been trying to live with in my means. When I get an email for buying something I immediately delite it. I only go shopping when I really need something. I've been paying with cash instead of my debt card too. I was over spending with the debt card. I hate just using cash, but it's amazing how much easier it is to hold off on not buying stuff. My daughter's birthday is coming up. At first I was thinking that I cant do a party. I love creating fun parties for her and her friends. Well this year Im letting her have some friends, from school, come over after school. I'm going to use all the left over plates, etc from the last 10 birthdays (she'll be 11 this year). Create some games and only have simple decorations. In the past, I would use her birthday to buy all sorts of junk. This year I won't do that. I've started to sell on EBAY and I've been working on that. Slowly but surely. Now I'm working on trying to get my credit card bills down. I enjoyed reading your “No Spend Month” Blogs. I had my budget reduced recently and have been trying to live with in my means. When I get an email for buying something I immediately delite it. I only go shopping when I really need something. I’ve been paying with cash instead of my debt card too. I was over spending with the debt card. I hate just using cash, but it’s amazing how much easier it is to hold off on not buying stuff.

My daughter’s birthday is coming up. At first I was thinking that I cant do a party. I love creating fun parties for her and her friends. Well this year Im letting her have some friends, from school, come over after school. I’m going to use all the left over plates, etc from the last 10 birthdays (she’ll be 11 this year). Create some games and only have simple decorations. In the past, I would use her birthday to buy all sorts of junk. This year I won’t do that.

I’ve started to sell on EBAY and I’ve been working on that. Slowly but surely.

Now I’m working on trying to get my credit card bills down.

]]> By: The Jersey Homesteader http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-633 The Jersey Homesteader Wed, 03 Sep 2008 17:44:26 +0000 http://smallnotebook.wordpress.com/?p=592#comment-633 So glad my husband and I came across your blog. We also started a month of no eating out since August. Now , we are in September. Just thought I would stop by and say hello. The Jersey Homesteader So glad my husband and I came across your blog. We also started a month of no eating out since August. Now , we are in September. Just thought I would stop by and say hello.

The Jersey Homesteader

]]> By: Pooja Sood http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-632 Pooja Sood Sat, 09 Aug 2008 07:44:49 +0000 http://smallnotebook.wordpress.com/?p=592#comment-632 Hi, Read this blog few days back. But just couldn't get time to write to you. Weekends spare me some time, so thought of writing to you. First of all, your daughter is an Angel, with her lovely eyes. I do something similar in my house hold here. Like you strecthing your self to king of extremes once in a year, we have limited our budget to some 500 dollars for a month. Now we manage everything in that and be more cautious to not exceed our budget. Its been a success first month, and I am quite on target for next month too. Let's see how far can I take it. :) Pooja Hi,

Read this blog few days back. But just couldn’t get time to write to you.
Weekends spare me some time, so thought of writing to you.

First of all, your daughter is an Angel, with her lovely eyes.
I do something similar in my house hold here. Like you strecthing your self to king of extremes once in a year, we have limited our budget to some 500 dollars for a month. Now we manage everything in that and be more cautious to not exceed our budget.

Its been a success first month, and I am quite on target for next month too.

Let’s see how far can I take it. :)

Pooja

]]> By: nursheikha http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-610 nursheikha Sun, 03 Aug 2008 23:37:38 +0000 http://smallnotebook.wordpress.com/?p=592#comment-610 wow...that's amazing. coffee's normally $4 each in my area wow…that’s amazing. coffee’s normally $4 each in my area

]]> By: Enna http://smallnotebook.org/2008/07/31/no-spend-month-wrap-up/#comment-609 Enna Sun, 03 Aug 2008 17:30:40 +0000 http://smallnotebook.wordpress.com/?p=592#comment-609 I am doing a modified version of this. Congrats on completing your 30 days! I am doing a modified version of this. Congrats on completing your 30 days!

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