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	<title>Comments on: $30K to $0: How We Became Debt-Free in One Year</title>
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	<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/</link>
	<description>Simplify your home.</description>
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		<title>By: Kaylen</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-29652</link>
		<dc:creator>Kaylen</dc:creator>
		<pubDate>Mon, 19 Sep 2011 19:15:50 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-29652</guid>
		<description>I completely agree.</description>
		<content:encoded><![CDATA[<p>I completely agree.<br />
<span class="cluv">Kaylen´s last post ..<a class="8330635a50 29652" rel="nofollow" href="http://cookwithkaylen.com/2011/09/19/i-forgot-the-crock-pot/">I Forgot The Crock Pot</a></span></p>
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		<title>By: Kaylen</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-29651</link>
		<dc:creator>Kaylen</dc:creator>
		<pubDate>Mon, 19 Sep 2011 19:15:11 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-29651</guid>
		<description>I would say the opposite - you aren&#039;t required to share accounts.  I would separate the accounts, so you can continue to be responsible with money and so your boyfriend&#039;s frivolous waste does not impact your finances.  Let him pay for his own mistakes - he won&#039;t change until he wants to.</description>
		<content:encoded><![CDATA[<p>I would say the opposite &#8211; you aren&#8217;t required to share accounts.  I would separate the accounts, so you can continue to be responsible with money and so your boyfriend&#8217;s frivolous waste does not impact your finances.  Let him pay for his own mistakes &#8211; he won&#8217;t change until he wants to.<br />
<span class="cluv">Kaylen´s last post ..<a class="751f222058 29651" rel="nofollow" href="http://cookwithkaylen.com/2011/09/19/i-forgot-the-crock-pot/">I Forgot The Crock Pot</a></span></p>
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		<title>By: So Long, Direct Loans! &#171; Blogimony: Where Marriage and Writing Meet</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-26507</link>
		<dc:creator>So Long, Direct Loans! &#171; Blogimony: Where Marriage and Writing Meet</dc:creator>
		<pubDate>Mon, 16 May 2011 21:56:19 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-26507</guid>
		<description>[...] paid down their debts &#8211; hard work, planning, and budgeting.  We were both inspired by this blog post that I stumbled across one evening while procrastinating on working out (like I&#8217;m doing now), [...]</description>
		<content:encoded><![CDATA[<p>[...] paid down their debts &#8211; hard work, planning, and budgeting.  We were both inspired by this blog post that I stumbled across one evening while procrastinating on working out (like I&#8217;m doing now), [...]</p>
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		<title>By: betsy</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-22921</link>
		<dc:creator>betsy</dc:creator>
		<pubDate>Wed, 23 Feb 2011 05:03:27 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-22921</guid>
		<description>this is so amazing to hear!  my husband and i will both be graduating from grad school in may, and together will have about $200,000 in student loans.  i have a job lined up, and we already plan to live off one salary as my husband doesn&#039;t have a job yet.  how long did it take you to pay off so much?  student loan interest rates are no longer very good, as they were in the past, so i am afraid we will be in trouble!</description>
		<content:encoded><![CDATA[<p>this is so amazing to hear!  my husband and i will both be graduating from grad school in may, and together will have about $200,000 in student loans.  i have a job lined up, and we already plan to live off one salary as my husband doesn&#8217;t have a job yet.  how long did it take you to pay off so much?  student loan interest rates are no longer very good, as they were in the past, so i am afraid we will be in trouble!</p>
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		<title>By: How to: Quit Your Job and Go to Italy</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-22632</link>
		<dc:creator>How to: Quit Your Job and Go to Italy</dc:creator>
		<pubDate>Mon, 14 Feb 2011 15:57:57 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-22632</guid>
		<description>[...] rent for six weeks. (It&#8217;s the yellow one on the roof in the next picture.) We had recently paid off all our debt, and we were working on building our savings. We didn&#8217;t feel comfortable enough however for [...]</description>
		<content:encoded><![CDATA[<p>[...] rent for six weeks. (It&#8217;s the yellow one on the roof in the next picture.) We had recently paid off all our debt, and we were working on building our savings. We didn&#8217;t feel comfortable enough however for [...]</p>
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		<title>By: Abby</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-20873</link>
		<dc:creator>Abby</dc:creator>
		<pubDate>Mon, 06 Dec 2010 21:43:43 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-20873</guid>
		<description>great post! hubby &amp; i paid off nearly all our student loans (about $14,000) in our first year of marriage by living on one income and paying off debt with all of the other (minus tax &amp; tithe). 

let me tell you, sometimes it was really hard to pay tithe to the church and not have it go toward the debt, but it taught us that it&#039;s all the Lord&#039;s money anyway, and we have to be good stewards of it. 

we were 21 &amp; 23 at the time, and some lady from the bank kept telling us to just pay the minimum and keep the debt because it would die with us. seriously! what kind of advice is that for a young couple?</description>
		<content:encoded><![CDATA[<p>great post! hubby &amp; i paid off nearly all our student loans (about $14,000) in our first year of marriage by living on one income and paying off debt with all of the other (minus tax &amp; tithe). </p>
<p>let me tell you, sometimes it was really hard to pay tithe to the church and not have it go toward the debt, but it taught us that it&#8217;s all the Lord&#8217;s money anyway, and we have to be good stewards of it. </p>
<p>we were 21 &amp; 23 at the time, and some lady from the bank kept telling us to just pay the minimum and keep the debt because it would die with us. seriously! what kind of advice is that for a young couple?</p>
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		<title>By: Stretching the One Income Dollar</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-20346</link>
		<dc:creator>Stretching the One Income Dollar</dc:creator>
		<pubDate>Fri, 19 Nov 2010 22:52:09 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-20346</guid>
		<description>We too are trying our best to keep debt to a minimum- glad to have found your site. It&#039;s always good when two people can be on the same page in a relationship as well.</description>
		<content:encoded><![CDATA[<p>We too are trying our best to keep debt to a minimum- glad to have found your site. It&#8217;s always good when two people can be on the same page in a relationship as well.<br />
<span class="cluv">Stretching the One Income Dollar´s last post ..<a class="adcede02ee 20346" rel="nofollow" href="http://www.oneincomedollar.com/2010/11/our-santas-choice-order-has-arrived.html">Our Santas Choice Order Has  Arrived</a></span></p>
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		<title>By: Melissa</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-19012</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Fri, 08 Oct 2010 14:50:38 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-19012</guid>
		<description>I am getting married soon to my fiance of almost 8 years and every single one of our friends tells us that going into debt over a couple hours of one day is NOT worth it.  At least half have told us to go to Vegas and the other half told us to spend all the $$ on the honeymoon and make the wedding small.
.-= Melissa´s last blog post ..&lt;a href=&quot;http://feedproxy.google.com/~r/typepad/binah06/my_weblog/~3/XxgAcm-migc/stained.html&quot; rel=&quot;nofollow&quot;&gt;The Little Table That Was Stained&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I am getting married soon to my fiance of almost 8 years and every single one of our friends tells us that going into debt over a couple hours of one day is NOT worth it.  At least half have told us to go to Vegas and the other half told us to spend all the $$ on the honeymoon and make the wedding small.<br />
.-= Melissa´s last blog post ..<a href="http://feedproxy.google.com/~r/typepad/binah06/my_weblog/~3/XxgAcm-migc/stained.html" rel="nofollow">The Little Table That Was Stained</a> =-.</p>
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		<title>By: TheCrunchyMarriage</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-18414</link>
		<dc:creator>TheCrunchyMarriage</dc:creator>
		<pubDate>Fri, 17 Sep 2010 03:54:40 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-18414</guid>
		<description>This is so encouraging. While our debt is not nearly so small, it is all student loans, it just feels good to see people survive it and be free.</description>
		<content:encoded><![CDATA[<p>This is so encouraging. While our debt is not nearly so small, it is all student loans, it just feels good to see people survive it and be free.</p>
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		<title>By: Roundup and Link Love &#8211; Restful October Weekend Edition</title>
		<link>http://smallnotebook.org/2008/10/13/30k-to-0-how-we-became-debt-free-in-one-year/#comment-17616</link>
		<dc:creator>Roundup and Link Love &#8211; Restful October Weekend Edition</dc:creator>
		<pubDate>Mon, 23 Aug 2010 18:50:54 +0000</pubDate>
		<guid isPermaLink="false">http://smallnotebook.org/?p=843#comment-17616</guid>
		<description>[...] Paid For This Twice Already What I did when my wife lost her wallet @ Mighty Bargain Hunter $30,000 to $0 &#8211; how we became debt free in one year @ Small Notebook How to recognize a bull trap @ The Personal Financier Just two possibilities @ [...]</description>
		<content:encoded><![CDATA[<p>[...] Paid For This Twice Already What I did when my wife lost her wallet @ Mighty Bargain Hunter $30,000 to $0 &#8211; how we became debt free in one year @ Small Notebook How to recognize a bull trap @ The Personal Financier Just two possibilities @ [...]</p>
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