In college I didn’t have much money. My monthly rent was $175 and my food and gas were about $100. (Does that make me sound old? It was only 12 years ago.) One morning I was sitting on my back steps, and I looked around and realized that I could be completely content if I never owned more. That moment shaped my perspective from that day on.
I learned something important: if you can learn to be content with less, you’ll always have enough.
I realized I would be ok…
When my income was meager.
When my income was reduced to half after a new job change.
When my income was more than enough.
Sometimes there is more that you can control about your spending than your income, but there are still practical things you can do to help protect and grow your income.
If you’re looking for a new job or asking for a raise:
I read a helpful, practical book called Negotiating Your Salary: How to Make $1000 a Minute by Jack Chapman. It helps you to talk about salary with your employer. Most salary conversations only take a minute, and how you handle that minute can make a big difference in your overall pay.
If you’re looking for ways to earn money from home:
Simple Mom brainstorms ideas for work-from-home opportunities.
Mom Advice shares practical advice for balancing home responsibilities and work when you work from home.
If you’re currently employed, be prepared for “just in case”:
It’s good to know how long you could live off of your savings if you suddenly lost your source of income.
Keep a résumé current, and keep a list of your business associates, phone numbers, and email addresses at home.