Comments on: 5 Foundations of Personal Finance, #3: True Savings http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/ Simplify your home. Wed, 08 Feb 2012 23:23:11 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Quote from Rachel | The PearBudget Blog http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-27741 Quote from Rachel | The PearBudget Blog Sat, 11 Jun 2011 18:49:51 +0000 http://smallnotebook.org/?p=1132#comment-27741 [...] -Small Notebook [...] [...] -Small Notebook [...]

]]> By: Quote | The PearBudget Blog http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-27586 Quote | The PearBudget Blog Thu, 02 Jun 2011 02:03:52 +0000 http://smallnotebook.org/?p=1132#comment-27586 [...] -Small Notebook [...] [...] -Small Notebook [...]

]]> By: Ashley http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6273 Ashley Thu, 16 Apr 2009 20:59:25 +0000 http://smallnotebook.org/?p=1132#comment-6273 Instead of buying it at the bookstore, get it from your local library--and if they don't have it, ask them to get it for you from another library. Test-driving books from the library before you decide they are worthy of purchase is a great way to save money. Plus, the librarians really do want to go the extra mile--we don't become librarians to shush you! Really! Instead of buying it at the bookstore, get it from your local library–and if they don’t have it, ask them to get it for you from another library. Test-driving books from the library before you decide they are worthy of purchase is a great way to save money. Plus, the librarians really do want to go the extra mile–we don’t become librarians to shush you! Really!

]]> By: Life from the Roof http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6266 Life from the Roof Wed, 15 Apr 2009 23:44:48 +0000 http://smallnotebook.org/?p=1132#comment-6266 I like this topic - thanks for posting on it. I tend to be more of a saver rather than a spender, but also agree with one of the commenters that I'd rather have one nice thing that costs a bit more than 10 so-so things that I got on sale. I've found this especially to be true regarding garage sales or thrift stores. Over time, I've found that many of the "bargains" I've gotten there have ended up being donated back to the same thrift store later because I never wear them! I also find that there's a hidden cost to discount or second hand stores, in that you have to sift through a lot to find a piece that truly suits you, fits well, and is in good condition. I'd rather save my money and buy something nicer, and try to wait for a sale at the place I'm hoping to shop at. <abbr><em><em>Life from the Roof´s last blog post..<a href="http://lifefromtheroof.wordpress.com/2009/04/10/good-friday-pt-2/" rel="nofollow">Good Friday - Pt. 2</a></em></abbr></em> I like this topic – thanks for posting on it. I tend to be more of a saver rather than a spender, but also agree with one of the commenters that I’d rather have one nice thing that costs a bit more than 10 so-so things that I got on sale. I’ve found this especially to be true regarding garage sales or thrift stores. Over time, I’ve found that many of the “bargains” I’ve gotten there have ended up being donated back to the same thrift store later because I never wear them! I also find that there’s a hidden cost to discount or second hand stores, in that you have to sift through a lot to find a piece that truly suits you, fits well, and is in good condition. I’d rather save my money and buy something nicer, and try to wait for a sale at the place I’m hoping to shop at.

Life from the Roof´s last blog post..Good Friday – Pt. 2

]]> By: Jessica http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6224 Jessica Sat, 11 Apr 2009 11:52:10 +0000 http://smallnotebook.org/?p=1132#comment-6224 Ah okay, that makes sense then. I guess I just saw it differently. I'm still enjoying the series tho :) Ah okay, that makes sense then. I guess I just saw it differently. I’m still enjoying the series tho :)

]]> By: chaotic kitten http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6223 chaotic kitten Sat, 11 Apr 2009 11:06:04 +0000 http://smallnotebook.org/?p=1132#comment-6223 I am working on buying less, mainly to prevent new clutter being added to the already considerable existing clutter, but saving money is an extra bonus :) <abbr><em><em>chaotic kitten´s last blog post..<a href="http://dehoardingdiary.youblog.net/kittychaos-b1/Bringing-Things-In-b1-p84.htm" rel="nofollow">Bringing Things In</a></em></abbr></em> I am working on buying less, mainly to prevent new clutter being added to the already considerable existing clutter, but saving money is an extra bonus :)

chaotic kitten´s last blog post..Bringing Things In

]]> By: Marianna http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6221 Marianna Sat, 11 Apr 2009 01:44:33 +0000 http://smallnotebook.org/?p=1132#comment-6221 I'm not really a natural saver. Thankfully my husband is! I'm also not one to just blow money because something is a "good buy", but I definitely like to buy nicer things when I do buy. <abbr><em><em>Marianna´s last blog post..<a href="http://cardinalacre.blogspot.com/2009/04/five-books.html" rel="nofollow">Five Books</a></em></abbr></em> I’m not really a natural saver. Thankfully my husband is! I’m also not one to just blow money because something is a “good buy”, but I definitely like to buy nicer things when I do buy.

Marianna´s last blog post..Five Books

]]> By: Alison@This Wasn't In The Plan http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6219 Alison@This Wasn't In The Plan Fri, 10 Apr 2009 20:22:02 +0000 http://smallnotebook.org/?p=1132#comment-6219 I've been writing about this on my blog recently. I definitely think the term "save" is tossed around too loosely. It's great to save money (in the "spending less than you planned on" terms) while shopping, but if that money just quickly gets spent elsewhere, it's not necessarily saving. <abbr><em><em>Alison@This Wasn't In The Plan´s last blog post..<a href="http://nottheplan.blogspot.com/2009/04/i-saved-35-at-grocery-store.html" rel="nofollow">I Saved 35% at the Grocery Store!</a></em></abbr></em> I’ve been writing about this on my blog recently. I definitely think the term “save” is tossed around too loosely. It’s great to save money (in the “spending less than you planned on” terms) while shopping, but if that money just quickly gets spent elsewhere, it’s not necessarily saving.

Alison@This Wasn’t In The Plan´s last blog post..I Saved 35% at the Grocery Store!

]]> By: Lyn http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6216 Lyn Fri, 10 Apr 2009 17:49:35 +0000 http://smallnotebook.org/?p=1132#comment-6216 I would have loved to do your poll but I don't really fall into either category. For a while now I've been trying to make do with what I have as much as possible and only shop for necessities. It's not been too difficult to do when you stay away from the stores! I think many people waste and piddle away their money and never think they can save because they are justifying themselves with those little expenses every day. I had not been a saver most of my life due to living on a lower income and finding it hard to make ends meet. However, I'm learning more and more that you just have to make it happen. So now I continually put a little aside each pay day. Sometimes it's easy to think that $5 put away doesn't matter, but $5 NOT put away does matter. The key for me has been staying out of stores/not spending and putting even small amounts aside. If I can do this on our lower-than-average income and still remain home full-time due to health, just about anyone can. The challenge though - one's got to be willing to sacrifice stuff and extras for what they really want. I'm not rich in money but I am rich in time! I would have loved to do your poll but I don’t really fall into either category.

For a while now I’ve been trying to make do with what I have as much as possible and only shop for necessities. It’s not been too difficult to do when you stay away from the stores! I think many people waste and piddle away their money and never think they can save because they are justifying themselves with those little expenses every day.

I had not been a saver most of my life due to living on a lower income and finding it hard to make ends meet. However, I’m learning more and more that you just have to make it happen. So now I continually put a little aside each pay day. Sometimes it’s easy to think that $5 put away doesn’t matter, but $5 NOT put away does matter.

The key for me has been staying out of stores/not spending and putting even small amounts aside. If I can do this on our lower-than-average income and still remain home full-time due to health, just about anyone can. The challenge though – one’s got to be willing to sacrifice stuff and extras for what they really want. I’m not rich in money but I am rich in time!

]]> By: Kelli http://smallnotebook.org/2009/04/10/5-foundations-of-personal-finance-3-true-savings/#comment-6215 Kelli Fri, 10 Apr 2009 17:04:43 +0000 http://smallnotebook.org/?p=1132#comment-6215 I desperately desire to be a debt free person and hubby and I are striving towards this goal. We are also trying to be consistent savers which is difficult due to owning a small business. We do not always have $$ coming in. So... We are a work in progress!! <abbr><em><em>Kelli´s last blog post..<a href="http://joy-kelli.blogspot.com/2009/04/this-that.html" rel="nofollow">This & That</a></em></abbr></em> I desperately desire to be a debt free person and hubby and I are striving towards this goal. We are also trying to be consistent savers which is difficult due to owning a small business. We do not always have $$ coming in. So… We are a work in progress!!

Kelli´s last blog post..This & That

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