No Spend Month Update: Week 4


There comes a time in every No Spend Month, no matter how well things have been going, that I start to feel a little… desperate.

It always hits me right after the third week, usually around Day 22 or 23: all of a sudden I want my spending freedom back. Just to be able to go into a store and buy what I want to buy, eat what I want to eat, and not have to wait or go without.

On the day that it hit this past week, it didn’t help that I was hungry, tired, and I waited one extra day too long to go to the grocery store. It was the kind of day when in a regular month, I would have called Doug and asked him to bring home some egg rolls, or Chipotle, or whatever we used to get for takeout. This time I knew that was not happening. I called him on the phone anyway and sounded fully pitiful. He made an executive decision and brought me home some cheesecake.

And then like any other craving, it left a few hours later, and we continued on. The next few days were rather peaceful, without spending any money.

In this fourth week of No Spend Month, we spent $93 (including the cheesecake). We still have $67 of our original $250 budget. With only three more days, that shouldn’t be a problem!

About Rachel

I write about practical tips that will help you simplify at home. Connect with me on Pinterest and Twitter.


  1. Your husband deserves a gold star! :) Well done, you guys!

  2. Denise C. says:

    Way to go! Cheesecake, a perfect choice! :)

  3. It sounds like you are doing really well, though.

    Shannon´s last post…A Menu Planning System for Summer

  4. Slackerjo says:

    Please don’t say things like “We only have 3 days left.” You’ll jinx it.

  5. What a smart man your husband is. You’re going to feel SO good on August 1st!


    steadymom´s last post…Rest for the Weary Mother – The Emotional

  6. Kudos for Doug! Great job for your no spend month. $250.00 is not a lot of money. What is the first thing you are going to buy on August 1?

    Sharon´s last post…The waiting is over…

  7. Great job! I don’t know if I could have made it. I may give it a try sometime, but not in the summer…there are too many family birthdays!

    Keep it up! Only a few more days!


  8. Congratulations, you’re at the finish line! Reading your honest posts have been a great lesson in financial control.

    I learned in a support group to call what you’re experiencing HALT mode. When I get frustrated I need to stop and ask myself whether I’m hungry, angry, lonely or tired. This technique has helped save me from myself many times. Your husband is a rock star for helping to save the day! It would be interesting to hear his side of no spend month.

  9. Doug gets a gold star! And you’re a pretty lucky gal to have a husband that knows how to save the day with just a couple of dollars! Good job on your no spend month.

    Nancy´s last post…A Little of This, A Little of That

  10. woo hoo!

    Beth Young´s last post…Summer Mango Salsa

  11. You’re doing so well! I know it’s hard, especially if you’re pregnant and trying to eat just what you have on hand. Glad to see that you were able to work a piece of cheesecake in your budget, at least! :) We’re going to try to do our No Spend Month in October, when I’m at home most of the time anyway with our new baby and won’t be able to get out too much to spend.

    Life from the Roof´s last post…Gnawing down to the bones

  12. Enjoy every bit of that chessecakse…you deserve it!

  13. Wow! You have done so well with this! Sounds like you might come out ahead, even WITH the cheesecake. And can I just say? Sometimes a girl just needs a piece of cheesecake!! Smart hubby you have…

    Michelle´s last post…Wednesday in the Word.

  14. What a smart man you’ve got there. It’s the little things, isn’t it? It just makes all the difference!

  15. Christy Z says:

    Great save! :)

    Admittedly I’m skeptical of things like this – it seems to be delayed spending, as the next month people are back to spending without limitations. What is your plan when this is all finished? Otherwise this months was just saving up to spend more when it’s over.

    Wishing you luck!

    • I’ll be sure to write about that and share our plans, since I am asked about that a lot.

  16. Your No Spend Month is inspiring!

  17. Wow!! I am impressed! (And I think the husband did the right thing. Cheese cake is definitely just the perk you needed!!) Congrats on inspiring the rest of us!

    mrs. e´s last post…Back from the Lake

  18. Well done, I have been so inspired by your month and can’t believe how quickly and well it seems to have passed. I know for you there were moments that you felt like you were drudging along but myself I can’t believe how well you have done. We had a couple of months a few years ago that were no spend months out of necessity and we have never gone back to the way we spent. Really if you can watch every penny for a month then the habit is formed!!! We couldn’t believe how much many we spent when we thought we were being thrifty!!! Well done! the hardest part for us was rewarding ourselves without spending money… that’s where things like cheesecake can really save the day!!!

    se7en´s last post…Chili Poppers in Se7en Steps…

  19. That wee peice of cheesecake is the difference between trying to be a better person and trying to be a saint ; )

    juliet´s last post…The Great American Bubble Machine

  20. This reminds me of when I was on the South Beach Diet, the deprivation was almost unbearable. But it was worth it, as these things are.

    Jannie Funster´s last post…Lazy River Sunday (Formerly Titled “Frisky Jim at the Water Park”)

  21. You can do it! You can do it! Rah! Rah! (Picture a split eagle jump here. ) :)

    Kelli´s last post…Prairie Life

  22. On an unrelated note: I’m totally craving cheesecake. :)

    Emily @ The Pilot’s Wife´s last post…Wedding Part II

  23. Another 30 minutes and July is over. Congrats!!

    I know you were eating less of your favorite foods. Did either you or Doug lose any weight?

    Maybe I can combine No Spend Month with Weight Loss Month. I need to lose a few pounds.

    don_mae´s last post…Fabric Bowl #4: Using Rings For Handles

  24. I love this idea, but ho do you come up with a budget number for a larger family. Our family has 2 adults and three eating machines – I mean kids, 8, 11, and 13. The two older girls eat like teenagers. I am full with a small bowl of cereal and a cup of java and they are hungry after 2 eggs, sausage, cheese grits, juice and toast. No joke and they are skinny!!! Plus, I have to pack lunches for Dad and the two girls. Any idea on how to come up with a real doable figure? I have seen others do it on $65 but we have no discounters save Wmrt here. Ideas?

    Marjorie´s last post…Strange feathery object – ID needed! Help!