I heard my friend say that line the other day, “Love doesn’t buy the groceries.” She was saying how she used to not be concerned about money in college. She was just going to live on love, but then she realized how important money was to run her household.
Then I received Tsh Oxenreider’s (from Simple Mom) new book Organized Simplicity in the mail. (It’s great, I’ll tell you about it soon.) There’s a part in the book where Tsh talks about coming out of college with a chain of student loans, having a strong work ethic but few money management skills. She had never put much thought into saving money until she realized she wanted to make a change.
She wrote, “Because I wanted to work in the nonprofit industry, serving the underprivileged and making a difference worldwide, I even bought into the notion that saving money was something you did only if you loved money. I never had dreams of luxury living, so I wrote off saving money as though I just wasn’t cut out for it. I continued to live in the moment.”
Do you feel that way too?
I think that’s a temptation for a lot of people not to think about money management because you don’t want your life to be about the money.
But here’s the kicker:
When you don’t give thoughts to money management, then your life becomes all about the money.
Every decision, every situation, depends on where the money will come from, and the things that are part of regular, everyday life become stressful when they don’t have to be.
Making smart decisions by thinking about money for a short time saves you from thinking about money all the time with worry or none of the time through denial.
If you want the freedom of living life without financial barriers, then you have to invest the time and attention to managing your money. Then your money becomes a tool to bless others, instead of being a burden.