There was a time when I wanted more free stuff. In college when they ran a coupon in the school newspaper for a free bottle of soda, my roommate and I picked up ten copies. When they offered a free t-shirt in exchange for filling out a credit card application, I got the shirt.
Now I’m more likely to pass on the free stuff; I don’t need it. But the idea that I signed up for a credit card I didn’t want just to get a shirt I never wore makes me want to share advice with teenagers about finances and especially credit cards.
At Alpha Mom: What teens should know about credit cards before they go off to college. (1. It’s not extra money.)
More I’ve recently written at Alpha Mom:
I don’t think I will buy more overly-posed school portraits. How you can take photos that really capture your kids.