Coming Soon: New Podcast

podcast-mic

One thing we’ve been working on behind the scenes (besides the painting and building) is our new podcast! I’ll be joining with my husband Doug to record short podcasts on the topic of money and to answer the money questions that people ask us frequently.

I’ll be talking about ways to save and spend money wisely. Doug is an investment manager, so he’ll be tackling the questions such as how much money people should really be saving, planning for both long-term and short-term goals, and the investments he thinks people should avoid.

And most fun for me, since we’re married, we’ll get to talk about how we work out our different approaches to money, how we avoid debt, and reconciling our past histories about spending money.

We definitely have a long list of topics to cover. If you have a topic in mind that you want to submit, you can leave a comment in this post or shoot us an email. I think this will be lots of fun.

About Rachel

I write about practical tips that will help you simplify at home. Connect with me on Pinterest and Twitter.

Comments

  1. Yay! That combines two of my favorite things: talking about money and podcasts. Can’t wait to hear it!

  2. How fun, Rachel! It is really interesting to learn how other couples come to agreements about money. It’s so important to have the same vision for your financial goals – it would be great to hear how you found common ground together. Looking forward to listening!
    Robin from Frugal Family Times´s last post…A Free Cookbook: Deliciously Healthy Family Meals

  3. Will you continue to write your blog? I have missed you blogging!

  4. As a podcaster, this makes me very happy! We’re big D Ramsey fans and hearing a couple’s perspective will be fantastic addition. Looking forward to it.
    Melitsa @ Raising Playful Tots´s last post…What’s the point of play? #136

  5. Rachel, I’m looking forward to your podcasts! Sounds like great topics will be coming! :)!

  6. Could you please address how two highly educated, responsible people keep overdrawing their joint bank account? I really feel like it’s a cash flow issue, not that we’re overspending, but those overdraft fees drive me crazy! Somewhere between automated bill pay and two debit cards, we just go off the rails. Help!

    • Do you have more details, like how money flows in and out of that joint account? It sounds like you each have private accounts plus this joint account, so probably money is transferred into it every week/2-weeks/month, while some bills are auto-paid out if it. Is that right?

      Is it an option for you to build up a small buffer in that account by transferring more money in than you think you’ll need to for a while? Say, 10% more for 3 months. That should show you pretty quickly if it is a cash flow issue or an overspending issue. If you still are having overdraft charges after 3 months it is probably an overspending issue.

  7. Neat! I’m looking forward to more input from you – I’ve missed your blog. I would love to hear about introducing kids to money and helping them learn how to handle it. My kids are 5 and 7 and I’m really at sea. When they are teenagers and have a parttime job, that seems easier to discuss real money issues. Right now, they get birthday money from grandparents and they play with it and lose it, or I keep it for them and they forget about it.
    Margo, Thrift at Home´s last post…A Pompom Garland and a Messy Desk

    • The US Government put together a really good resource for this: http://moneyasyougrow.org/

      It is all about the financial lessons kids should learn at different ages. 3 year olds learn that you need money to buy things, while 11 year olds are learning about the power of compound interest. Each lesson has several activities, like giving the child a few dollars and letting them choose which fruit to buy at the store to demonstrate that you need to make choices about how to spend money.

      In their own words: “Families can use Money as You Grow to start a dialogue about money and teach kids important lessons about saving, making choices, and avoiding debt. Put up a Money as You Grow poster on your refrigerator, try the activities in your everyday life, and check to see if your children know the milestones for their age groups.”

  8. Eileen says:

    This will be a great topic. Questions I have:
    How to prioritize saving for retirement and saving for a home in a city where homes in safe neighborhoods are $400k.
    How to work with your spouse to set long-term financial goals even when things seem impossible – to FIGURE OUT our dreams (and dream big) and make a plan so that we can make them happen.
    How to convince your spouse of the realities of increased cost of living, supporting more children on one income, etc., so that he will go out and look for better employment.
    Thanks!

    • I wish homes in my city were $400k. Here in San Francisco they are more like $800k, no joke. We’ve actually decided to just not buy a house here, doing so would mean forgoing all our other priorities. For our family saving for retirement is priority number one.

  9. Katherine says:

    We just all but abandoned our budget, which had allocated our money down to the dollar. It has just been a year, but this past year has felt more free than the previous six, where we were fussing and nagging each other over every misspent dollar. It has been good for us to put our money in its’ place, so to speak. Not having a strict budget that we cannot err from has given us freedom to enjoy our money instead of bickering over it all the time. I had previously only thought that could happen with a strict budget.

  10. So glad to hear more blogging will be coming. I truly enjoy your blog posts. I am looking forward to the pod casts as well. I love your story — getting out of $30,000 of debt. I re-read it often. So inspiring!
    Paige´s last post…Being a Mom – two years in

  11. i’d love to hear thoughts about how to investing with smaller amounts (like a few hundred a month) for retirement.

  12. or even “invest,” instead of “investing.” haha

  13. Oh, Rachel, this makes me so happy! I have been thrilled to work with Doug, and I think it will be awesome to follow a podcast that showcases both of your perspectives. Looking forward to the first episode!

  14. I am looking forward to this podcast. It will be really interesting to hear from a married couple with your expertise(s)!

  15. I miss your blogging.

  16. I’m excited for your podcast! I love discussing personal finances. A question I would have: My husband and I are in our early 30s and recently had a baby. We have combined student loans of nearly $100K with fixed payment plans of 25 years. We are currently working on building up our emergency savings (6 months) and we do not make any extra payments on our student loans. We could make some extra payments but not enough to feel like it would make a dent at all, should we prioritize paying these off or because it fits within our budget continue to just make the payments for the duration, neither of us feel very motivated to move money away from travel savings, being able to eat out, etc in order to save a few years off our student loans…but are we being smart? Thanks!!